The General Office of the State Council issued the Implementation Plan for the Construction of an Integrated Financing Credit Service Platform to Enhance the Financing Facilitation Level of Small, Medium and Micro Enterprises

A few days ago, the General Office of the State Council issued the "Implementation Plan for Coordinating the Construction of Financing Credit Service Platform to Improve the Financing Facilitation Level of Small, Medium and Micro Enterprises" (hereinafter referred to as the "Implementation Plan") to better coordinate the construction of financing credit service platform and improve the credit information-based Inclusive financing service system to make arrangements.
The "Implementation Plan" is guided by Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era, fully implements the spirit of the Party's 20th National Congress, improves the basic data system, increases the overall planning of the construction of financing and credit service platforms, and improves the credit information collection and sharing mechanism. Promote the work of "Credit Easy Loan" and promote financial institutions to provide high-quality financial services to enterprises, especially small, medium and micro enterprises.
The "Implementation Plan" proposes to increase the overall planning of platform construction. First, clear credit information collection and sharing channels. Strengthen the national credit information sharing platform credit information collection and sharing "total hub" function. Improve the national integrated financing credit service platform network, as the financial institutions to provide public credit information services, the only export ". The second is to strengthen the integration and unified management of local platforms. To integrate local financing credit service platforms with duplicate functions or inefficient operation, in principle, only one provincial platform is retained in a province, and no more than one platform is set up in cities and counties. The third is to strengthen the guidance of local platform construction. Unify the standards for local financing credit service platforms to access the national integrated platform network, and promote the standardized and healthy development of local platforms.
The Implementation Plan makes it clear that the information collection and sharing mechanism should be optimized. The first is to clarify the scope of credit information collection and sharing. The information of the main personnel of the enterprise, all kinds of qualification information, import and export information, etc. are included in the credit information collection and sharing list. Give full play to the role of local financing credit service platforms, and increase the collection and sharing of off-list credit information in accordance with the law. The second is to improve the quality of credit information sharing. For credit information that has been centrally managed by relevant state departments, it is necessary to increase the sharing of "total to total. Strengthen the collaborative management of data quality to ensure that the data is true, accurate and complete.
The Implementation Plan points out that the development and utilization of credit data should be deepened. First, improve the information query service. Financing credit service platforms at all levels shall, in accordance with the principle of public welfare, provide financial institutions with services such as information push, information inquiry and credit report inquiry in accordance with the law. The second is to carry out joint modeling applications. Support the establishment of a joint laboratory for the collection and processing of credit information. Third, the development of credit financing products. According to local conditions to carry out "credit easy loan" special product pilot, financial institutions to launch sub-sectors of financial products and services. The fourth is to expand and enhance the service functions of the platform. Promote various financial convenience policies through the platform directly to small and medium-sized enterprises and other business entities. Fifth, the development of credit service market. Formulate the conditions and standards for the authorized operation of the credit information platform.
The "Implementation Plan" emphasizes the need to strengthen information security and the protection of the rights and interests of information subjects, strengthen policy support guarantees, and improve the level of financing convenience for small, medium and micro enterprises.

Source: Xinhua News Agency